From the ground
- Dented gutters, downspouts, vents or cooler housings
- Piles of shingle granules at downspout outlets
- Damaged window screens, siding or patio covers
- Dents on cars or outdoor furniture left out during the storm
- New ceiling stains
On the roof (leave this to a roofer)
Shingles
Dark spots where granules are knocked off, soft bruises, cracks.
Tile
Cracks, chips and broken pieces.
Metal
Round dents in panels and trim.
Flat roofs
Fractures or punctures in coatings and membranes.
Why it matters
Damaged spots can leak later, even if nothing drips right away. And insurance policies often have time limits for claims after a storm.
Roofing questions
Can small hail damage a roof?
Smaller hail can still damage older or brittle roofs.
Is it safe to check my own roof?
No — look from the ground and call a roofer.
How long do I have to file a claim?
It depends on your policy. Check with your insurer.